Open House
At 4+pm I went to Brother Ton house with Brother Bob. Brother Ton’s was having an open house for his family, cousins and friends. I love it when I go there. Most of the time I’ll visit the cribs to spend time with BOJs. I love the bakso. Bakso is like their family cuisine which is awesome. I love their Bakso deliciously good. enough said.
If I’m not mistaken, I’m the youngest BOJ in term of SOASC 2005 batch, but technically, there’s one boj who is younger than me (I Think). The point that I’m telling you this that, much of BOJ is more mature than me. Which is good. For me, although I’m more knowing in terms of whats happening in the rest of the world, but I’m still the childish kid around them. Speaking of mature, I learn a lot from their perspectives. I learn a lot financially from brother Man. So it wonderful to hang out with them.
Financially Inadequate
Speaking of finance, I’m definitely in trouble. Having only less than $2k monthly in the future will not theoretically be adequate for my living. Its Saving vs Needs Vs Wants. As Bro Man have said to me, I have massive list on my wish. Which is apparently true *shame on you lid*. Sometime I hate myself for being too desire about things. My wish will compromise on DVDs, going to the theater, eBay, Amazon, traveling, Sushi, several gadgets such as iPod, Computers accessories, internet website fees (and underwear per annual haha) and lots more. Because of this wants with my financial future status, I’m definitely will be in trouble.
All I can do is cut some of my list. But still I can’t decide which things to cut loose. Argh! If only I have own a Bachelor Degree or at least HND, it would be quite easy. Now, what I can do is to deal with it, and find a solution for it. But theater, DVDs and Traveling to USA should stay.. and Sushi too hehe.
I’m grateful for the BOJs, most of us are working already, and some really do get a good monthly salary feed back. And its not wrong to say, I envy them. Right now, I just need to be financially intelligence.
Credit Cards, own it? Or not?
I have a good talk with Brother Man about credit cards, and yes most of my friends disgrace for applying Credit Cards. And I’m the opposite guy. They don’t like Credit Cards because:
- The yearly fee is a waste, especially you have no intention to use them;
- Having credit cards will get them closer to debts.
Its true. For me having these credits cards, “Its my life style”. I don’t mind paying the yearly fees because I’m definitely going to use the service. I won’t use credit cards if I don’t have the actually money inside my account. And I do a lot of things with credit card such as ebay-paypal and Amazon :S. I use credit cards, because I stick with their Mojo, I’ll promise to pay it. And I won’t use it if I’m not sufficient. I know, this sounds like I should just own a VISA Electron or Debit Card; because the transaction will be much easier, which is directly the payment is debited on my account. But do remember Visa Electron/Visa Debit Card or MasterCard’s Maestro and SOLO is not hugely accepted around this world’s merchants. For the records, I do have both :S
So ideally (from my opinion) – I think you need to get two credit cards “brand”. Visa is a must and MasterCard will be an alternative, and if you have American Express it will be an advantage. At least own it for safety reasons; such as if your on your vacation or trip outside the country, or let’s say you missed judge the amount money you have in your wallet during your payment. Seriously Credit Cards can be lot of handy and can be a hero too.
My only advice is, be safe handling Credit Cards, and use it if you sure you can pay for it soon* and enjoy it. *Soon as in less than 24hrs :)
Footie Night with McDonald’s
Football (or Soccer for USA people) was so not good especially for LiverpoolFC fans (including me). Chelsea scored 2 goals (Anelka and Malouda) and NIL for Liverpool. On the early match Arsenal was celebrating a wonderful day as they scored 6 (Vermaelen, Persie, Arshavin, Fabregas, Walcott Bendtner) – 2 (Zonzi and Dunn) against Blackburn.
I want Xabi Alonso back :( And Jamie Carragher should perform better! or you will be replace by Arne Friedrich (well I wish!).
But the good thing about this match, (that I can be happy about).. While watching the games, my 2nd sis treat an take away Double Cheese Burger from McDonal’s and French Fries for ME!. Sweet! and $5 dollars Easi Cards hahaha .Thankx Sis.
Ok that’s all for my random post!
Dear God (I know prayers and tawakal should be not on FaceBook or Blogs, coz it should be in our hearts) but I hope you make walid life always be easy and let his dreams come true.. :) Amin/Amen.
